Albany Homes under $200,000

Welcome to Albany, New York—a vibrant city steeped in rich history and brimming with character. Nestled along the banks of the majestic Hudson River, Albany serves as the capital of New York State and is a hub of culture, education, and commerce. With its stunning architecture, diverse neighborhoods, and a thriving arts scene, Albany offers a unique blend of urban living and small-town charm.

For those seeking to invest in their future, Albany presents an exciting opportunity with a variety of homes available for under $200,000. These affordable properties cater to first-time homebuyers, young families, and savvy investors alike. From cozy bungalows to charming townhouses, the options are plentiful. Many of these homes feature classic architectural details, spacious yards, and proximity to local parks, making them perfect for those who appreciate outdoor living.

Living in Albany means enjoying a plethora of amenities, including access to excellent schools, a robust public transportation system, and a wide array of dining and shopping options. The city is also home to beautiful parks, historical sites, and a vibrant community spirit. Whether you’re strolling along the Hudson River, exploring the State Capitol, or attending a local festival, there’s always something to see and do.

With its affordable housing market and rich cultural tapestry, Albany is an ideal place to call home. Discover your dream property today and embrace all that this captivating city has to offer!

Newest Albany Homes under $200,000

$139,900

2 Beds ⋅ 2 Baths ⋅ 5104942 MLS

Bring Dad's Cabin back to life and create something truly special in the heart of the White Mountains. Here's a rare opportunity to own a classic Mount Washington Valley getaway with tons of potential located in Residential-Commercial zoning. Nestled on 1.8 acres and comprised of two lots of record, "Dad's Cabin" is a true handyman special offering the chance to create the vacation retreat, rental property, or investment you've always envisioned. The property features an existing cabin in need of repair & renovation and a detached two-car garage, all set among mature trees and natural beauty, with picturesque Swift Brook bordering the property. Whether you're looking to renovate the existing structures, expand, or explore future possibilities afforded by the two lots, this property offers flexibility that's increasingly difficult to find in today's market. Located in Albany, New Hampshire, you'll enjoy easy access to the region's year-round attractions, including hiking, fishing, skiing, snowmobiling, shopping, dining, and all the outdoor recreation that makes the Mount Washington Valley one of New England's premier four-season destinations. This offering isn't about the cabin as it stands today. It's about the long-term value, potential, and opportunity in one of New Hampshire's most sought-after vacation markets. Bring your vision, your tool belt, and your imagination. The possibilities are waiting. Most likely will need to be a cash sale due to work needed. Home is being sold as-is, where-is.

1915 Nh Route 16, Albany

$190,000

2 Beds ⋅ 1 Baths ⋅ 5091666 MLS

Escape to this secluded, seasonal off-grid cape-style cabin in Albany, VT, situated on 11.08+/- wooded acres with a 0.75+/- acre open yard. Located in the picturesque Northeast Kingdom, this 1990-built, 1652-square-foot retreat sits privately on a quiet knoll, offering two bedrooms (including a loft), a full bath, and soaring cathedral ceilings. A cozy Jotul woodstove on a stunning stone hearth anchors the expansive great room, while an almost 30-foot sunroom, pine interior, and second-floor storage loft add rustic charm. The home features essential off-grid systems, including a drilled well, septic, 110v generator power, propane tankless hot water, and a concrete slab foundation. Sellers completed recent cleanups and repairs this spring to ensure all systems are fully operational. Accessed via a gentle 600-foot driveway off Daniels Road West (a Class IV, unmaintained road), this retreat is best reached by AWD vehicles, with neighbors traditionally keeping the road accessible to within 2000 feet of the cabin during the winter. Mountain views just peak out and can be improved with clearing. Enjoy hunting and shooting on your own land. For the fisherman, the cabin is located in a town known for stunning waterbodies like Great Hosmer, Hartwell, Page, and Heart Ponds plus you are also just minutes from the world-renowned Craftsbury Outdoor Center, offering miles of cross-country skiing, biking, and running trails.

990 Daniels West Rd, Albany

$189,000

4 Beds ⋅ 2 Baths ⋅ 5085363 MLS

Classic Vermont farmhouse ready to finish. Owners gutted first floor interior replaced floor system, have run wiring and divided rooms with studs. Floorplan is included. First floor central kitchen, living room and dining room on each side of the front stairs. 3/4 bath, laundry room all on first floor. Front stairs lead to 3 bedrooms with minor repairs, and a room for a full bath. Back stairs lead to open area with 4 skylights. Great den or office space. Next is a 2 story barn/garage with concrete floor and second floor open space. Handsome exterior trim and an antique two window front door. It will finish into a lovely home. The house sits on a concrete and stone foundation with vapor barrier and crushed stone floor. Hanging hot air furnace. The house has vinyl replacement windows, new electric panel and sub panel. The yard is level all the way around the home. Walking distance to elementary school, PO, store, school, church, library, and historical society. Craftsbury Outdoor Center is 4 miles down the road, and all the NEK has to offer. A worthy project.

18 New St, Albany

Start Your Search

board logo Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated .